Motorcycle liability insurance: the average cost linked to a suspension ban could amount to up to 65 euros

A recent directive approved by the European Parliament provides for the obligation of active coverage for all vehicles, even if not used and kept stationary in private areas. A rule that would eliminate the possibility of suspending the policy RC motorbike in the winter period. A usual practice for several motorcyclists.

An evaluation

According to an analysis by Facile.it, the lost savings for those motorcyclists who suspend their journey could amount to an average of up to 65 euros for six months. RC policy in the months of non-use of the vehicle.
In the analysis of the possible impact at a regional level, assuming six months of policy suspension and failure to block the insurance policy, motorcyclists resident in Campania could be the most affected, with an average cost of almost 107 euros. While it could cost on average 75 euros for motorcyclists resident in Lazio and 69 euros for those resident in Calabria.
Italian law currently provides for compulsory insurance for vehicles circulating on the road or stationary in public areas and insurance companies can propose a possible suspension of insurance for a limited period of time, provided that the vehicle remains kept indoors. inside a private area.
The aforementioned directive, which must be approved by the European Council and subsequently ratified within two years by the Italian State, will no longer allow a temporary block of the liability insurance and thus the extension of the validity of the policy for a period of days corresponding to that of suspension .
Hence a possible simulated calculation of the average cost, considering a motorcycle insurance premium of 194,62 euros. Starting from this value, it was calculated that those who suspend the policy for just one month can obtain an advantage of around 15 euros; on the other hand, those who block the validity for longer, for example three months, would get around 39 euros. Therefore in the case of a suspension of one semester the benefit would be just less than 65 euros, as reported.

Photo: Facile.it Press Office